DIRECT Home Rewards is a revolutionary way for you to save money and pay off your mortgage faster. When you qualify for DIRECT Home Rewards, a monthly Rewards Installment is deposited onto your DIRECT account. To achieve the maximum rewards possible of saving up to 10%, simply make your mortgage payments using your DIRECT account and pay the Rewards Installment from DIRECT as additional principal on-time each month throughout the loan term.

DIRECT Home Rewards gives you money each month to pay your loan off faster by paying it as additional principal on your mortgage. DIRECT Home Rewards and the Rewards Installment amount is based on loan amortization to achieve up to 10% of the loan amount over the loan term. It is calculated based on loan details including loan amount, interest rate, and loan term.

See the rewards and savings possibilities using the DIRECT Home Reward calculator below. If you have a 15-year loan, please contact your loan specialist to get a quote for Home Rewards amount.

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DIRECT Home Rewards Calculator

Find out how much you could be rewarded!

Signing up with DIRECT is free
and won’t affect your credit score.

Important Information You Need to Know About Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each individual and business that opens an account.

Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Direct Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

What This Means for You

When you open an account, we will ask for your name, address, date of birth and other information that allows us to identify you. We may also ask to see your drivers license and other identifying documents.